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Congratulations

On Your Acceptance to Wyncode!

Please select the Skills Fund loan that works best for you.

To see your estimated monthly payments following graduation, please enter the amount you would like to borrow below.

  • Tuition financing: $11,500 less deposit (deposit is not eligible for financing)
  • Supplemental cost of living financing: $2,700

Please note: Supplemental cost of living can only be added to max tuition financing. Students must pay the deposit directly to Wyncode.

enter a number between 2000 and 13700 without punctuation

For Wyncode you may borrow from $2,000
to $13,700 (tuition - deposit + supplemental cost of living)

36-Month Term
at 8.49% Interest Rate
10.18% General APR
$ 445.38 /mo*
or
60-Month Term
at 10.49% Interest Rate
11.65% General APR
$ 303.23 /mo*

*Click to open terms

Skills Fund Loan 36 Month Loan 60 Month Loan
Cosigners Note: Up to 1 cosigner might be required in some instances.
Origination Fee 3.0% of loan requested (1)
Interest Rate (2) Fixed
8.49%
Fixed
10.49%
Capitalization of Interest No interest will be capitalized.
Payments Required While Enrolled? Monthly interest payments are required.
Separation Period (after the in-school period and before interest and principal repayment begins) Two months after official graduation (3)
Note: interest-only type loans require interest-only payments while in school and during the separation period.
Principal and Interest Repayment Term 36 months (3 years) 60 months (5 years)

This example shows the monthly payments of a $10,000 interest-only Skills Fund loan:

Example on a $10,000 loan 36 Month Loan 60 Month Loan
Annual Percentage Rate 10.18% 11.65%
Finance Charge (4) $1,995 $3,640
Interest-Only Monthly Payment (4) $73 $90
Monthly Payment $325 $221
  • (1) The 3.0% origination fee is assessed to all loans, and is added to the principal request, so for example, requesting $10,000 will result in a $300 origination fee that will be added to your loan balance and increase the amount you will accrue interest against to $10,300.
  • (2) Interest rates are fixed and never vary.
  • (3) Graduation dates are determined by the school, and full repayment begins 2 months after that date.
  • (4) Annual Percentage Rate (APR): finance charge and monthly payments are based upon borrowing $10,000, a 3.0% origination fee, paying interest on the loan for 2 months while enrolled in the program and 2 month of grace, then the 36 month principal and interest period.
  • (5) Annual Percentage Rate (APR): finance charge and monthly payments are based upon borrowing $10,000, a 3.0% origination fee, paying interest on the loan for 2 months while enrolled in the program and 2 month of grace, then the 60 month principal and interest period.

Important notices before you start your application:

Customer identification policy notice:

For the purpose of the following notice, the words "you" and "your" mean the Borrower and the Cosigner. All applicants: Important Federal Law Notice - Important information about procedures for opening a new account: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

    Consent to share data:

    By clicking the box below and beginning the application, I consent under Federal and state privacy laws to Wyncode providing to Skills Fund information related to my application, enrollment, and completion, including but not limited to information contained in my original application and supplements as well as information regarding my completion, graduation, and post-graduation outcomes information.

    • DO NOT use the browser Back button. Using the browser Back button may cause invalid information and delay the processing of your loan.
    • Your application will not be complete until it has been signed and submitted along with any required documentation.
    • You will need the address and phone number of 3 references to complete your application, including one relative not living with you. Others may be friends, employers, etc.

    If you are a cosigner begin the addendum now by clicking here.

    We are committed to the safety of your data, please review our Privacy Policy.